Category: Budgeting

Money Saving Tip:  Take the Time to Ask

Money Saving Tip: Take the Time to Ask

Most of us are always on the lookout for a money saving tip.  Today, we wanted to talk about a daily money life action that, over time, can save money to your budget in a big way.  I must admit, I’ve found the power of asking to be a valuable tactic, even when the savings […]

September 6, 2016 | By More
How College Students Can Be Smart About Money

How College Students Can Be Smart About Money

The signs are indeed everywhere signaling the start of a new school season.  For the college student, if you haven’t already settled in on campus, you’re finishing up those last minute items on your checklist.  Whether you’re a first-year student or looking forward to your senior year, one item that you should add to your […]

August 18, 2015 | By More
How Do Americans Waste Their Money?

How Do Americans Waste Their Money?

At the Princess or Pauper workshop I presented the other day, a topic of conversation that arose was how we “nickel and dime” our budgets.  We are either losing money by small purchases or expenses.  Or, we can be saving literally hundreds of dollars by making certain choices.  But, whatever those decisions are, it comes […]

May 5, 2015 | By More
The Money Smart Consumer and Caveat Emptor

The Money Smart Consumer and Caveat Emptor

Can you think of a circumstance or item you purchased that looked really good only to find out it wasn’t?  To be honest, I don’t think there is a person reading today’s Post that hasn’t experienced it.  The first example that comes to mind was when I was trying to cost cut.  I itemized a […]

January 24, 2014 | By More
Money Smart Tips Before Signing a Club Membership

Money Smart Tips Before Signing a Club Membership

No doubt it may seem like a cliché, but January is the month for new beginnings and change as it relates to health.  We see the television advertisements for dietary programs.  As for starting a health club membership, it’s the time of year to commence a new lifestyle and these facilities can provide a resource option to […]

January 16, 2014 | By More
Holiday Decoration:  A Blend of Tradition and New

Holiday Decoration: A Blend of Tradition and New

Don’t you enjoy visiting the homes of friends and family during the holidays?  I do.  Can I tell you why?  No, it’s not for the cookies or candy on display, although I really like that part.  It’s walking through the front door and seeing how they decorated their home.  I like peeking in every room […]

November 25, 2013 | By More
How Are Variable & Fixed Expenses Different?

How Are Variable & Fixed Expenses Different?

The topic of healthcare costs is at the top of the money concerns list for many consumers today.  But, when it comes to managing a budget, are healthcare costs a fixed or variable expense? Before we answer the above question, it’s important to understand the basics about expenses.  They can be viewed like a ladder.  […]

September 18, 2013 | By More
3 Ideas to Deal With Debt and Money Problems

3 Ideas to Deal With Debt and Money Problems

Panic, at-a-loss for solutions, and completely stressed out.  Does that describe how somebody with debt or money problems feels?  I think so.  Over the years I’ve had conversations with a variety of people at different places in their lives.  It doesn’t matter the situation or circumstance, the feeling of desperation is the same for everybody. […]

August 28, 2013 | By More
The Money-Saving Grocery List

The Money-Saving Grocery List

There is nothing new under the sun, as they say.  I had a little debate with myself as to whether I was going to share this story.  But, in the end, MoneyBasicsU is about being real and teaching you the basics about money.  And, what happened to me one weekend while grocery shopping is amusing […]

July 16, 2013 | By More
America Saves Week:  How to Get Involved!

America Saves Week: How to Get Involved!

Holidays and special occasions are just plain fun.  It’s nice to mark the event with special activities and focus on the meaning of the celebration.   We just recently commemorated Dr. Martin Luther King Day and shortly it will be Washington’s Birthday on Monday, February 18.  For those of us who work in financial education, we’re […]

February 7, 2013 | By More