Category: Home & Mortgage

Millennials & Home Buying:  What Impacts Home Ownership?

Millennials & Home Buying: What Impacts Home Ownership?

For previous generations, home buying was a default decision.  Even for young professionals who had not taken the “walk down the aisle” purchased a home just for the investment benefit.  But, following the financial crisis of 2007, mortgage crisis, and the student loan crisis that has entered the economic picture over the last years, the […]

November 3, 2015 | By More
Ideas to Save Money While Renting

Ideas to Save Money While Renting

There are a variety of situations that influence whether you’re going to rent or own.  Fresh out of school or newly married and need to stash savings away for a solid down payment?  Perhaps you’re not staying in a locale for long so it doesn’t make financial sense to buy.  Does your lifestyle make you […]

June 10, 2015 | By More
What Does a Vacation Home Cost?

What Does a Vacation Home Cost?

Memorial Day weekend is coming later this month.  Some of you will be planning to take some vacation time this summer.  Others may be considering a staycation.  How about those of you who have dreamed of owning a vacation home?  It can be great fun for the family.  But with the good times come responsibility […]

May 1, 2015 | By More
Relocating Before Retirement

Relocating Before Retirement

There comes a time when it makes sense to start planning ahead about how and where you want to live during retirement.  It may mean relocating to another residence, moving to another state, or perhaps aging in place.  No matter what you think you want to do, the money smart consumer begins planning way ahead […]

March 25, 2015 | By More
Tips to Selling Your Home

Tips to Selling Your Home

There is a lot to consider when you’re making plans to sell your home.  Spring is here and some of you will be planning to put your home up on the market.  To make certain you get the most “bang for your buck”, there are a wide range of checklist items you need to do. […]

March 9, 2015 | By More
Is a Reverse Mortgage Right for Me?

Is a Reverse Mortgage Right for Me?

There is a lot to think about before committing to any money decision, particularly a retirement related vehicle.  Perhaps you have seen the actor Henry Winkler in a television commercial discussing reverse mortgages.  As a money smart consumer, you understand the importance of performing your own due diligence on any financial matter. In the context […]

March 9, 2015 | By More
Tips to Think About Before A Mortgage

Tips to Think About Before A Mortgage

In the coming weeks ahead, you may notice some “For Sale” signs popping up.  Spring is coming and some people may be thinking of a move.  If you believe you are ready for a mortgage as a first-time home buyer, those properties may be catching your attention.  But, before you get too serious about home […]

March 3, 2015 | By More
Homeowners Association: Documents to Read Before the Offer

Homeowners Association: Documents to Read Before the Offer

Once you’ve found just the right home to buy, there are a lot of steps to follow to closing.  An important item on the checklist that money smart consumers need to add is the Homeowners’ Association documents.  In fact, an article by Donie Vanitzian at the L.A. Times recommends you review these materials before making […]

December 11, 2014 | By More
Ideas to Lower Winter Energy Bills

Ideas to Lower Winter Energy Bills

It’s the time of year for those of us living in cooler climates to watch our energy bills go up. However, according to some of the ideas and tips out on the Web, we can take certain actions to lower those costs.  Some of you may already be taking some action, but it’s worth the […]

November 11, 2014 | By More
Catherine Okoroh: Credit & Mortgage Readiness Can Happen Now

Catherine Okoroh: Credit & Mortgage Readiness Can Happen Now

When Catherine Okoroh stood up and shared some comments at the Federal Reserve Bank of Chicago Money Smart Week planning meeting on October 7, 2014, I said to myself, “I’ve got to meet that lady!” Not only was she brimming with enthusiasm, but my ears perked up when she mentioned she was the Director of […]

October 29, 2014 | By More