Category: Retirement

Simplify Your Life in Retirement: Downsize Your Home

Simplify Your Life in Retirement: Downsize Your Home

While reading the Business section of the Chicago Tribune last week, I came across Jane Bennett Clark’s article, “The surprising costs of downsizing your home.”  Although I am some years away from retirement, it’s a conversation I’ve heard from financial literacy colleagues and financial planners.  The recommendation is for soon retirees to consider the “simplify […]

April 26, 2016 | By More
How to Achieve a Well-Planned Money Life

How to Achieve a Well-Planned Money Life

As a personal finance researcher and writer, a share of my time is spent reading and writing.  It’s why I particularly enjoy coming out from behind the computer screen and presenting to audiences.  One of the programs I’ve done recently was at the AAUW Naperville Area (Illinois) Branch.  I did my How to Achieve a Well-Planned […]

February 22, 2016 | By More
Social Security Benefits: What You Get Based on Job Earnings

Social Security Benefits: What You Get Based on Job Earnings

How close are you to retirement?  Is it over a decade away?  Are you in the midst of performing your social security calculations now?  No matter what your time zone is today, having a clear understanding of how the Social Security Administration calculates what your monthly benefit will be is really important.  After all, your […]

February 9, 2016 | By More
Retirement Planning: A Happy Retirement Requires Research

Retirement Planning: A Happy Retirement Requires Research

Last week we talked about knowing the facts about Social Security Benefits: What You Need to Know Today.  After chatting with some financial literacy colleagues about the post, it’s prompted me to once again share a perspective I feel is critical to the foundation of anyone’s happy retirement.  You absolutely must carve out the time, […]

November 24, 2015 | By More
Social Security Benefits: What You Need to Know Today

Social Security Benefits: What You Need to Know Today

The other day I heard a conversation about the status of Social Security and whether Social Security benefits would be available in the years to come.  Gail MarksJarvis from the Chicago Tribune wrote Insecure about Social Security? You’re not alone last week referencing an Employee Benefit Research Institute survey.  It stated that “63 percent of […]

November 17, 2015 | By More
Women and Social Security

Women and Social Security

If there is one topic Money Smart Women should be well versed, it’s on the discussion of social security benefits.  Does it matter if you’re just starting your career or entering your fifties and retirement is a shorter distance down the road?  Absolutely not!  The journey of making smart money decisions is a priority to […]

June 11, 2015 | By More
Are Americans Prepared for Retirement?

Are Americans Prepared for Retirement?

Being prepared and having enough money to enjoy a comfortable retirement is on the minds of many Americans.  Yesterday, I gave a presentation at Elmhurst Public Library that focused on various topics related to savings for retirement. Attendees voiced the need to find ways of saving even on the daily expenditures of life, particularly since […]

April 24, 2015 | By More
Save and Stretch Your Retirement Dollars

Save and Stretch Your Retirement Dollars

For money smart consumers who are currently retired or looking to retire soon, identifying ways to save and stretch your hard earned money is a priority.  This week for Money Smart Week, I will be giving a FREE 1-hour workshop at the Elmhurst Public Library entitled Save & Stretch Your Retirement Dollars.  The focus of […]

April 20, 2015 | By More
Tips to Help Women 50+ Be Ready for Retirement

Tips to Help Women 50+ Be Ready for Retirement

It seems that during Financial Literacy month a lot of good articles surface.  Today’s article share from Nora Daly on the PBS News Hour is such a piece.  Starting out as a comparative between how we approach physical fitness – essentially slowly and one step at a time – financial fitness can be the same […]

April 13, 2015 | By More
Relocating Before Retirement

Relocating Before Retirement

There comes a time when it makes sense to start planning ahead about how and where you want to live during retirement.  It may mean relocating to another residence, moving to another state, or perhaps aging in place.  No matter what you think you want to do, the money smart consumer begins planning way ahead […]

March 25, 2015 | By More