Welcome to MoneyBasicsU

MoneyBasicsU is a personal finance magazine that empowers you to achieve your money lifestyle goals.  Learn the basics about money to make good financial decisions, and you’ll soon be on your way to a new life.

Personal Finance News

Federal Trade Commission – A Credit Monitoring Case for Consumers

Federal Trade Commission – A Credit Monitoring Case for Consumers

One of the challenges consumers have to watch out for in today’s diverse and complex financial world is identity theft and financial fraud.  Many consumers choose to enlist third-party credit monitoring services to keep a look out for fraud.  Money smart consumers also know that maintaining a solid credit score is really important.  After all, […]

October 4, 2016 | By More
Should You Believe a Celebrity Endorsement?

Should You Believe a Celebrity Endorsement?

In a word, personal finances and the world of money are getting more complex by the day!  We all know this, but it was taken to a new level after doing some research on today’s topic – celebrity endorsements.  Is your purchasing behavior influenced by a celebrity endorsement?  Maybe, maybe not.  But, the Federal Trade […]

August 23, 2016 | By More
2015 National Financial Capability Study

2015 National Financial Capability Study

A characteristic of being a money smart consumer and financial leader is keeping on top of trends.  Let’s be honest here.  It can really be a challenge today to remain in step with the massive amount of news and micro/macro events that create or impact trends. The role of data is more important than ever […]

August 2, 2016 | By More

Banking

Money Smart Tips for Banking in 2017

Money Smart Tips for Banking in 2017

Refreshing your personal finances at the beginning of the year includes your banking activities.  Today, we thought it would be valuable to share some bank reporting resources to keep you updated on what is happening within the industry.  In general, this valuable information doesn’t make the mainstream media outlets.  Plus, we want to provide you […]

January 17, 2017 | By More
Directors’ College Video Series – The Community Reinvestment Act

Directors’ College Video Series – The Community Reinvestment Act

Before you opt out of reading today’s Post, let me give you one reason you need to take five minutes to continue reading. The Community Reinvestment Act (CRA) was created to benefit you – the consumer and business owners.  Let’s be more specific and to the point.  The leading financial partner of money smart consumers […]

July 12, 2016 | By More
Should Banks Offer Financial Literacy for Small Business?

Should Banks Offer Financial Literacy for Small Business?

Some questions are easier to answer than others.  In today’s blog, we address the question, “Should banks offer financial literacy for small business?”  The answer is a resounding “yes.”  Why?  The main reason is that for small businesses, their first partner in their new venture is a bank.  It is also a mutually beneficial relationship. […]

June 7, 2016 | By More

Saving Tips & Ideas

10 Ideas for Happy Holiday Shopping

10 Ideas for Happy Holiday Shopping

The holidays are right around the corner.  If you haven’t done it already, it’s time to begin planning your holiday shopping strategy.  Today’s consumers are now blending the online and real world shopping experience.  If you are heading out to the retailers, strip malls, and shopping malls to enjoy the Christmas spirit, we recommend following […]

November 22, 2016 | By More
Money Saving Tip:  Take the Time to Ask

Money Saving Tip: Take the Time to Ask

Most of us are always on the lookout for a money saving tip.  Today, we wanted to talk about a daily money life action that, over time, can save money to your budget in a big way.  I must admit, I’ve found the power of asking to be a valuable tactic, even when the savings […]

September 6, 2016 | By More
Store Rewards: A Lesson Learned About Saving

Store Rewards: A Lesson Learned About Saving

Have you ever received rewards for providing a retail store your email?  How about when you receive a certain amount of rewards as a cash value on your next purchase?  Store rewards can be a lot of fun to receive because they are free money.  But, if you’re not careful, it’s all too easy to […]

August 9, 2016 | By More

Money Tips On the Web

Money Smart Tips for Banking in 2017

Money Smart Tips for Banking in 2017

Refreshing your personal finances at the beginning of the year includes your banking activities.  Today, we thought it would be valuable to share some bank reporting resources to keep you updated on what is happening within the industry.  In general, this valuable information doesn’t make the mainstream media outlets.  Plus, we want to provide you […]

January 17, 2017 | By More
How to Make 2017 Your Best Money Year

How to Make 2017 Your Best Money Year

The wonderful thing about January is that it is a time of new beginnings!  And, when it comes to your personal finances, 2017 can be the year where you can create a better money life to build financial security for you and your loved ones. Today, we want to provide you a listing of some […]

January 5, 2017 | By More
10 Money Tips from Top Money Gurus

10 Money Tips from Top Money Gurus

Are you thinking of making some changes in your money life for 2017?  We wanted to share some of the money basics tips that the top money gurus on the web and print world have given to their readers.  We invite you to check out our “10 Money Tips from Money Gurus” video as part […]

December 27, 2016 | By More